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It wasn't supposed to be this way. Using criminal courts as debt collection agencies is against federal law, the Texas constitution and the states penal code. To clarify the state law, in 2012 the Texas legislature passed legislation that explicitly describes the circumstances under which lenders are prohibited from personal loans 123 criminal charges against borrowers.
Its quite simple: In Texas, failure to repay a loan is a civil, not a criminal, matter. Payday lenders cannot pursue criminal charges against borrowers unless fraud or another crime is clearly established. In 2013, a devastating Texas Observer investigation documented widespread use of criminal charges against borrowers before the clarification to state law was passed.
Jones, a 71-year-old who asked that her first name not be published in order to protect her privacy, was one of those personal loans 123 cases.
Please Read Carefully. This service is not available in all states. If you request a loan in a particular state where such loans are prohibited, or in a location where icashloans.
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Additionally, tribal lenders may require you to agree to resolve any disputes in a tribal jurisdiction. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or personal loans 123, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.