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Once you know or have a strong inclination that you'll soon file for bankruptcy, credit card use of any kind may be considered bpi loan personal loan. A cash advance immediately prior to filing is very likely to be challenged by the card issuer and that account may be excluded from the debts that are forgiven in a bankruptcy.
For more, see When To Declare Bankruptcy. To pay a credit card bill. A cash advance is a very expensive way to pay bills, and the risk of falling into revolving debt cannot be ignored. The potential to pay many times the amount of the original advance (in interest charges) is very real. Furthermore, in addition to the higher interest 7500 cash loans, there are those additional fees that everyday credit card purchases are not subject to.
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